NHIF has divided the accredited hospitals in to 3 categories:
- Category A - Government Hospitals. Members enjoy full and comprehensive for maternity and medical diseases including surgery. Therefore, if you are a member, you do not pay anything to be admitted.
- Category B - Private and Mission. Members get a full comprehensive cover but if surgery is required, the member pays for that.
- Category C – Private. NHIF only pays for specified daily benefits and the member pays everything else.
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*Self-employed individuals have a constant rate of KSH 500
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